theft
Theft is the act of stealing — taking your personal property with the intent to permanently deprive you of ownership.
Vandalism, on the other hand, is the malicious destruction of property. In most burglary cases, you’re dealing with both: stolen items and damage to your property, like broken glass, damaged doors, door frames, drywall, and more.
Experiencing a burglary is stressful for any homeowner or business owner, no matter what was taken or damaged. The first step is to call the police, who will investigate and file a report listing all stolen items. It’s important to assist them and make sure the report is accurate. If you later discover additional missing items, contact the police so the report can be updated.
We can help you compile a detailed list of stolen items in the format insurance carriers prefer, which can make the claims process smoother and quicker.
You’ll also need to notify your insurance company about the burglary and file a claim based on the value of the stolen and damaged property. The insurance company will verify that a police report has been filed and will reference it when determining your settlement. If you update the police report, be sure to inform your insurance company as well.
At Recovery Insurance Adjusters, we’ll guide you through filing your insurance claim and any supplemental claims necessary to recover the full value of what’s been stolen, broken, or damaged. We’re here to help you through the process and work on your behalf to get the settlement you deserve.
Important tip: Never throw away anything after a water damage loss — it could be crucial for your claim. Take photos of damages.
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THIS IS A SOLICITATION FOR BUSINESS. IF YOU HAVE HAD A CLAIM FOR AN INSURED PROPERTY LOSS OR DAMAGAE AND YOU ARE SATISFIED WITH THE PAYMENT BY YOUR INSURER, YOU MAY DISGREGARD THIS ADVERTISEMENT.
THE CONSUMER IS RESPONSIBLE FOR PAYMENT OF ANY INSURANCE DEDUCTIBLE. IT IS INSURANCE FRAUD PUNISHABLE AS A FELONY OF THE THIRD DEGREE FOR A CONTRACTOR TO KNOWINGLY OR WILLFULLY, AND WITH INTENT TO INJURE, DEFRAUD, OR DECEIVE, PAY, WAIVE, OR REBATE ALL OR PART OF AN INSURANCE DEDUCTIBLE APPLICABLE TO PAYMENT TO THE CONTRACTOR FOR REPAIRS TO A PROPERTY COVERED BY A PROPERTY INSURANCE POLICY; AND IT IS INSURANCE FRAUD PUNISHABLE AS A FELONY OF THE THIRD DEGREE TO INTENTIONALLY FILE AN INSURANCE CLAIM CONTAINING ANY FALSE, INCOMPLETE, OR MISLEADING INFORMATION.